Good news for senior citizens! Earn ₹ 6,500 every month - Know the entire scheme LIC New FD Scheme 2025

Why is LIC's new FD scheme special?

Nowadays everyone wants that their savings should not be lying in the bank, but also good returns on it. In the new scheme of LIC, investors can earn up to ₹ 6,500 every month by applying ₹ 1 lakh, which is more than the common FD. In addition, this scheme is beneficial for those who want regular income after retirement.

Big benefits of this scheme

1. Earning fixed every month - Investor gets a fixed amount every month, which makes it easier to run the expenses.
2. LIC's trust - Investment in it is considered completely safe due to being an organization owned by the government.
3. Great interest rates - It is getting more interest than other FD schemes running in the market
4. Tax relief - tax exemption on investment can also benefit
5. Online facility - Online application facility is also available at home
6. Premature withdrawal - There is also an option to withdraw money before time if needed

Who can invest?

Any Indian citizen can invest in this scheme of LIC. However, special interest rates are being given for senior citizens. There are some conditions for this:

1. The age of the applicant should be at least 18 years
2. The minimum investment amount is ₹ 1 lakh
3. It is necessary to have a legitimate bank account
4. Necessary documents like identity card, address proof, PAN card etc.

Required documents

Some important documents are required at the time of investment:

1. Aadhar card
2. PAN card
3. Address proof (eg electricity bill, ration card)
4. Passport Size Photo
5. Bank account details
6. Income Certificate (if necessary)

Interest Rate and Profit - Full List

Investment duration interest rate earnings every month (at ₹ 1 lakh)
1 year 6.5% ₹ 6,500
2 years 6.75% ₹ 6,750
3 years 7.0% ₹ 7,000
5 years 7.25% ₹ 7,250
10 years 7.5% ₹ 7,500
15 years 7.75% ₹ 7,750
20 years 8.0% ₹ 8,000

It is clear that the longer you invest for the long time, the greater the benefit.

How to apply?

It is very easy to apply in LIC's new FD scheme. If you want, you can do it online or you can also fill the offline form by going to the nearest LIC branch.

Step-by-step procedure of online application:

1. First go to LIC's official website
2. Click on 'FD Scheme' section
3. An application form will open there, fill it
4. Upload the required document
5. Choose the method of payment and pay
6. You will get an acknowledgment as soon as you submit
7. Your first monthly income will come to your bank account within a month

Some special things about this scheme

1. Flexibility - You can change the investment period whenever you want
2. Security - No risk due to being a government institution
3. Both online and offline options - so that a person of any age can apply easily
4. Ideal for retirement plan - This scheme is a better option for those who do not get pension.
5. Special facilities for women and the elderly - higher interest rate and easy process

If you or there are any senior citizens in your family who want a fixed income from your savings every month, then this FD scheme of LIC is a great opportunity.

Low risk, easy process and better interest rates make it special. This is a smart way to make the post -retirement life comfortable and financially independent.