SBI का New सुपरप्लान! बुढ़ापे में आपको बना देगा अमीर– SBI New FD Plan

SBI FD Plan – With increasing age, while medical expenses, medicines and cost of living increase, it is very important to have a reliable source of income. In such a situation, this FD Superplan of SBI can give both comfort and security to your retirement life.

1. Why is SBI Senior FD Superplan special?

1. High interest rate – Senior citizens get more interest in Senior FD Superplan compared to other FD schemes.
2. Tax free return – Under this scheme, tax exemption is available on investment, which increases savings further.
3. Pension like facility – You get a fixed amount every month, which gives the experience of regular income.
4. Bank security – With the guarantee of a national bank like SBI, your money is completely safe.
5. Online-offline application facility – You can open it as per your convenience by going to the bank or online from home.

2. Details of the scheme – How much to invest and how much will you get?

Tenure (in years) Interest Rate (%) Estimated Monthly Income Deposit Amount (in ₹ Lakhs)

1. 1 Year 6.5% ₹5,000 ₹1 Lakh
2. 2 Years 6.7% ₹10,000 ₹2 Lakhs
3. 3 Years 6.9% ₹15,000 ₹3 Lakhs
4. 5 Years 7.3% ₹25,000 ₹5 Lakhs
5. 10 Years 7.5% ₹30,000 ₹10 Lakhs
6. 15 Years 7.7% ₹35,000 ₹15 Lakhs

Note: This estimate of monthly income is approximate and interest rates may change over time.

3. How to apply?

1. Apply online:
2. Visit SBI website.
3. Login or create a new account.
4. Choose Senior FD Superplan.
5. Upload documents like Aadhaar, PAN, address proof.

Make payment and get confirmation.

1. Offline application:
2. Visit the nearest SBI branch.
3. Fill the form and submit the documents.
4. The account will be activated at the branch itself.

4. Tax free returns – how do you get the benefit?

1. Income tax exemption is available on investments under section 80C.
2. Senior citizens get additional tax exemption on interest, especially if the annual interest is less than ₹50,000.
3. Form 15H can be filled to get exemption in TDS.

5. What documents are required?

1. Aadhaar Card
2. PAN Card
3. Address Proof (Electricity Bill, Voter ID etc.)
4. Copy of Passbook
5. Recent Passport Size Photo

6. Know other schemes of SBI too

1. Scheme Name Interest Rate Tenure Tax Benefits Monthly Income
2. Life Insurance Scheme 7.0% 10 years Yes ₹15,000
3. Pension Scheme 7.2% 15 years Yes ₹20,000
4. Savings Scheme 6.8% 5 years Yes ₹10,000
5. Investment Scheme 7.5% 20 years Yes ₹30,000
6. Retirement Scheme 7.9% 25 years Yes ₹40,000

7. Why choose SBI's SuperPlan?

1. Trusted Name – India’s Largest Public Sector Bank
2. Safe Investment – ​​Government regulated
3. Special schemes for senior citizens
4. Greater returns in the long term

If you are looking for an investment that is safe, tax-free and provides regular income, then SBI’s Senior FD Superplan can be a perfect choice for you. This plan will not only make your retirement financially secure but will also give you a steady income every month.