EPFO New Rules: Big update for 7 crore PF account holders, EPFO ​​made 5 big changes

Breaking News, Digital Desk- ( EPFO New Rules 2025) There have been many big changes this year for more than 7 crore EPFO ​​members working in private companies in the country, and some more improvements are coming by 2025. 

The goal of these changes is to simplify the processes, increase transparency and digitally empower the members. Let us know about the five most important changes of EPFO ​​​​in 2025 in the news below-

You can update your profile online yourself-

EPFO has made profile updating very easy. If your UAN is linked to Aadhaar, you can change details like your name, date of birth, gender, nationality, parents' name, marital status, spouse's name and job starting date online without any documents. However, some members with UAN made before 1 October 2017 may need company permission.

Transferring PF on changing job also became easier-

Earlier PF transfer was a complicated and lengthy process, which required the approval of the company. However, from January 15, 2025, this process has become much easier. 

Now in most cases, approval from the old or new company is not required, making the PF money transferred to the new account quick and easy.

You can submit joint declaration from home-

From 16 January 2025, EPFO ​​has completely digitalized the process of UAN and joint declaration. If your UAN is linked to Aadhaar or Aadhaar is already verified, then you can submit joint declaration online. 

But if your UAN is not created, Aadhaar is not linked or the member has passed away, then you will have to fill the physical form.

Transfer PF money to any bank account-

EPFO has launched a new Centralized Pension Payment System (CPPS) from January 1, 2025. Now the pension will be sent directly to any bank account through the NPCI platform. 

Earlier, PPO had to be sent from one regional office to another for pension transfer, which caused delay. Now this process has been stopped. It is now mandatory to link the new PPO with UAN, so that pensioners will be able to submit digital life certificate easily.

Situation is clear on partial pension-

Now, EPFO ​​has clarified the process for pension on higher salary. There is one rule for all: if you want pension on salary more than the prescribed limit, you have to contribute a little extra to PF. 

Companies that do not come under EPFO ​​and run their own trust scheme will also have to follow the same rules. Payment and recovery of dues will now be done in a new and easy way, making the system transparent and trackable.

EPFO is no longer just a way to deposit money. It has now become a modern and digital facility. Due to the new changes, many tasks related to EPFO ​​have become easier and faster than before. This has brought great relief to employees and pensioners.