बैंक ऑफ बड़ौदा के लोन चुटकियों में होंगे पास, बस करें ये काम BOB Pre Approved Personal Loan 2025
BOB Pre Approved Personal Loan: Nowadays the needs of every person are increasing, whether it is household expenses or health related needs – in such situations it becomes difficult to arrange money. On this need, Bank of Baroda has started the Pre Approved Personal Loan scheme for the convenience of its customers.
BOB Pre Approved Personal Loan: If you have a savings account in Bank of Baroda and your credit score is good, then you can apply for a loan of up to Rs 50 thousand or maximum Rs 5 lakh in just 5 minutes from the comfort of your home.
Features of Bank of Baroda Personal Loan
- Pre Approved Personal Loan of Baroda Bank is an attractive scheme, whose main goal is to quickly fulfill the financial needs of needy people.
- You can apply for a digital pre-approved personal loan from ₹ 50,000 to ₹ 5 lakh from the comfort of your home.
- This loan can be used for any personal need – wedding, medical emergency or new business.
- You will be given a loan repayment period of up to 36 months, and there is no need to keep any mortgage or security deposit.
- It is a completely paperless application system, which means no documentation or branch visits are required.
Bank of Baroda Personal Loan Eligibility
- If you want to avail this scheme, then you have to fulfill the following conditions –
- You must be an Indian citizen.
- Your age should be 21 years or more but up to 57 years.
- You should be a salaried or self-employed.
- You should have a good bank history.
- Your CIBIL score should be 750 or more.
- Your monthly income should be Rs 18,000 or more.
Bank of Baroda Personal Loan Interest Rates
- Baroda Bank offers personal loans to its customers at very attractive rates.
- This rate starts from 12.95% per annum and goes up to 16.45% – it will be determined mainly on your credit score.
Easy process of Bank of Baroda Personal Loan Application
- You can apply for this scheme online from home –
- First of all go to the official website of Baroda Bank.
- Click on the ‘Loan’ section on the home page.
- Then click on ‘Personal Loan’.
- Now a new page will open – here you have to click on Apply Now on ‘BOB Pre Approved Personal Loan’.
- Then fill in the requested information – name, address, date of birth, mobile number, loan amount, tenure, as well as PAN card number etc.
- You have to E-SIGN on the loan agreement by Aadhar card.
- E-NACH will also have to be set when the payment date is fixed.
- When all this is done, your loan will be approved and transferred to your account within about 30 minutes.
Bank of Baroda Personal Loan Customer Care Centre
If there is any issue regarding application or loan repayment or statement, you can also contact Bank of Baroda customer care –
Customer Care Number: 18002584455 / 18001024455