How to take 3 lakh loans from Aadhaar card Aadhar Card Se 3 Lakh Loan Kaise Le
Aadhar Card Se 3 Lakh Loan Kaise Le: In today's time, sudden money needs to be needed is a common thing. Whether the repair of the house or any other essential expense, personal loan can be a good option at such a time. If you are wondering how to get a loan of Rs 3 lakh from Aadhaar card, then this article is very useful for you.
Digital Desk: Loan approval on modern online platforms is very fast. In many cases the loan is approved in less than a minute.
Personal loan
Need minimum documents
Only along with Aadhaar card and PAN card, you can apply for a loan. This makes the whole process very easy.
Flexible payment options
You can choose a period of 3, 6, 9 or 12 months as per your convenience. It allows you to choose EMI according to your budget.
Loan
Loan without guarantee
You do not need to mortgage any property in such a loan. It is an unsafe loan that is found only on your income basis.
Qualifications required to take loan
Age limit
The person taking the loan should be between 21 and 58 years of age.
Employment status
The applicant must have at least 6 months of job experience.
Minimum income
Monthly income should be at least Rs 15,000. This amount shows your ability to repay the loan.
Required document
The following documents are required to take a loan:
Aadhar card (for identification and address proof)
PAN card
Mobile number that is linked to Aadhaar card
Online application process
Loan
Step 1: Download the application
First of all download reliable applications like Hero Fincorp Personal from Play Store.
Step 2: Fill the loan information
Give information about your selected loan amount (Rs 3 lakh), loan duration, and EMI.
Step 3: Personal Description
Fill your name, income, loan purpose, and basic information like PAN card number.
Step 4: Upload the document
Upload your identity and address certificate photo.
Step 5: Bank Description
Enter your bank account number and IFSC code.
Step 6: Approval process
After this, the process of loan approval will begin.
Step 7: Digital Signature
Digital sign e-Mandate and Loan Agreement.
Step 8: Get the amount
In the end, the loan amount will be transferred to your bank account.
Important suggestions
Properly assess your repayment ability before taking a loan. Paying EMI on time is beneficial for your credit score. Always take loans from reliable and licensed financial institutions.
Personal loan of Rs 3 lakh can be a good medium to meet your immediate financial needs, provided you use it responsibly.