Personal Loan On Aadhar Card: चुटकियों में मिलेगा ₹10,000 का पर्सनल लोन, यहां जाने पूरा प्रोसेस
Personal Loan On Aadhar Card: In today's digital age, if you suddenly need money and do not have the time or option to go to the bank, you can easily get a personal loan of up to ₹ 10,000 just through Aadhar card. This combination of technology and finance sector is providing immediate financial relief to common citizens.
Personal Loan On Aadhar Card: Now people do not have to go through a long process or complexity of documents for personal loan. Through only Aadhar card and mobile number, a person can apply for a loan in a few minutes and the amount is transferred directly to his bank account. This has brought great relief to those who have limited resources.
No need for income proof or guarantee, process is completely digital
This facility is especially beneficial for those who are employed, small businessmen or students. To get this loan, no guarantee, income proof or big security is demanded from the applicant. The entire process is completed digitally through mobile apps.
These apps are offering ₹10,000 loan with Aadhaar card
You can take instant loan up to ₹10,000 from the following major apps:
- mPokket (special for students)
- CASHe
- True Balance
- Free Laptop Yojana
- PaySense
- MoneyTap
You can download all these apps from Google Play Store or Apple App Store.
The process of application and approval is very easy
Those who want to get an instant loan of ₹10,000, first have to download the relevant mobile application on their smartphone. After this, registration has to be done with the mobile number and OTP verification has to be done. Then the loan application is possible after completing e-KYC with Aadhaar card and PAN card.
Loan amount transferred directly to the account in a few minutes
When the applicant's application is verified, the loan amount is transferred to his given bank account in a few minutes. This entire process is very fast and transparent, so that the user does not face any kind of problem.
Interest and EMI information on personal loan
On this personal loan of ₹ 10,000, an average interest of 1.5% to 3% per month is charged. If a person takes this loan for one month, then he may have to pay ₹ 10,250 to ₹ 10,400. At the same time, EMI for a period of three months can be between ₹ 3,500 to ₹ 3,700.
Mobile number linked to Aadhaar is a must
To avail this scheme, it is mandatory to have a mobile number linked to the Aadhaar card. Because OTP verification is necessary during the e-KYC process. If your mobile number is not linked to Aadhaar, then you will not be able to avail this facility.
It is very important to pay EMI on time
While taking this loan, it should be kept in mind that it is important to pay EMI on time. If this is not done, it can affect the person's credit score i.e. CIBIL score, which may cause difficulty in getting a big loan in future.
Pay attention to these things before installing the app
Before choosing any loan app, its rating, user reviews and the authenticity of the company should be checked thoroughly. Choose only those apps which are associated with NBFC or bank working under the rules of Reserve Bank. This will make it possible to avoid fraud.