जुलाई के महीने में होगी इतनी सरकारी छुट्टियां, देखें पूरी लिस्ट July 2025 Bank Holiday List

July 2025 Bank Holiday List – Sunday and Saturday holidays are like every month in July, but apart from this, banks will also remain closed due to some special festivals in different states.

List of weekend holidays:

1. 6 July (Sunday) – Banks closed in all states
2. 12 July (second Saturday) – Banks closed in all states
3. 13 July (Sunday) – Banks closed in all states
4. 20 July (Sunday) – Banks closed in all states
5. 26 July (fourth Saturday) – Banks closed in all states
6. 27 July (Sunday) – Banks closed in all states

Meaning, banks will remain closed for 6 days only due to the weekend. Apart from this, there are seven more holidays which fall in some special states.

State-wise festival holidays – Check if banks will be closed in your city
July 3 (Thursday) – Banks closed in Agartala (Tripura) on account of Kharchi Puja
July 5 (Saturday) – Banks closed in Jammu and Srinagar on account of Guru Hargobind Jayanti
July 14 (Monday) – Banks closed in Shillong (Meghalaya) on account of Beh Deinkhlam festival
July 16 (Wednesday) – Banking operations will not be conducted in Dehradun (Uttarakhand) on account of Harela festival
July 17 (Thursday) – Banks closed again in Shillong (Meghalaya) on account of death anniversary of U Tirot Singh
July 19 (Saturday) – Banks will not open in Agartala (Tripura) on account of Ker Puja
July 28 (Monday) – Banks closed in Gangtok (Sikkim) on account of Drukpa Tshe-ji

Note: These holidays are applicable only in the respective states. For example, if you live in Delhi, Mumbai, Bengaluru, Ahmedabad or Patna, then banks may be open on these dates. So, check the holidays according to your city from your local bank branch or RBI website.

Will net banking, UPI and ATM work on holidays?

1. Yes, absolutely. Banks being closed does not mean that you cannot do your digital transactions. Net banking, mobile banking, UPI and ATM services will be available 24×7. But some services may be delayed:
2. Check clearance, KYC update, draft making or account closing – you will have to do these tasks by going to the bank
3. So if there is any work in which it is necessary to go to the bank, then it would be better to finish it beforehand.

What will happen to loan and FD related services during holidays?

On holidays, bank related loan approval, fixed deposit renewal, mortgage clearance, counter transactions, etc. will remain closed. In such a situation, if your loan EMI or FD maturity is falling on these days, then keep the auto debit option on or go and do the work a day in advance.

Why is it important to see the RBI bank holiday list?

People often think that this is the digital era, banking is online, so what difference will the holiday make? But the truth is that many important tasks still cannot be completed without going to the bank branch. Such as:

Document verification of new account

1. KYC update
2. Check book request
3. Locker access
4. Large amount cash transaction
5. In such a situation, seeing the RBI holiday list is a sign of a responsible and sensible consumer.

So what to do now?

1. If you are thinking of any work related to EMI, loan disbursal, KYC or check, then finish your work before 6, 12, 13, 14, 16, 17, 19, 20, 26, 27 and 28 July
2. If you have to do banking during travel, then be prepared with UPI, net banking and mobile banking
3. Avoid NEFT/RTGS transactions on holidays
4. There are a total of 13 bank holidays in July 2025. By looking at this list of holidays, you can complete your banking work on time. Nowadays, in the rush and busy lifestyle, if any work remains incomplete after going to the bank, then not only time but also money and morale is wasted.
5. So keep this month's bank holiday list in mind and finish your work on time so that your financial planning is not affected.