You will get these 8 amazing benefits including tax exemption, free travel Senior Citizen Benefits Update

Senior Citizen Benefits Update –1. Big relief in tax

First of all, let's talk about tax, because it is a matter related to everyone's pocket. In 2025, the government has given a big exemption in income tax to senior citizens. Now a person above 60 years of age will not have to pay any tax on annual income up to Rs 3 lakh. At the same time, this exemption has been increased to 5 lakhs for those above 80 years.

Apart from this, the tax exemption on health insurance has also been increased. That is, if you pay the premium, then you will get the benefit in tax. The special thing is that investing in schemes like Senior Citizen Savings Scheme (SCSS), PPF and NPS also gives tax relief.

2. Free travel facility

Now let's talk about traveling. Senior citizens are now being given the facility to travel free or with huge discounts in Indian Railways and Roadways bus services in many states. Senior passes have also been introduced at some places in metro cities, which can provide free or cheap travel for a month.

The biggest advantage of this is that now elderly people will not hesitate to go far for temple darshan, meeting relatives or health checkup.

3. Improvement in health services

In 2025, the central and state governments together have also taken a big step in the healthcare sector. Free health checkup camps are being organized especially for senior citizens, where blood sugar, BP, eyes and bones are being checked for free.

In government hospitals, the elderly are getting treatment on priority basis and in some states, the scope of health insurance has also been increased so that the cost of expensive treatment can be covered.

4. Improvement in senior pension schemes

SCSS, PMVVY and other pension schemes have been made more attractive for senior citizens. Interest rates are being given from 7.4% to 8%, which ensures a good income every month.

Also, a separate section has been created for senior citizens in NPS i.e. National Pension System, in which it is being said that interest up to 8% will be available.

5. Digital Literacy Program

The government has started a digital literacy program to connect the elderly to smartphones and the Internet. In this, people are being taught to use online banking, UPI payment, WhatsApp, social media.

Training centers are being opened in every village so that the elderly can avoid digital fraud and take advantage of online facilities.

6. Employment and volunteer opportunities

Many private companies and government organizations are rehiring retired professionals for consultancy and training. Under this, monthly income can range from ₹15,000 to ₹50,000.

Apart from this, volunteer schemes are also being run in which honorarium is also being given along with social service.

7. Social clubs and entertainment

Now senior citizen clubs are opening in every city where the elderly can spend time together. In cities like Delhi, Mumbai, Bangalore, institutions like "Golden Age Club" and "Silver Line Club" are becoming quite popular.

Many activities like yoga, music, games, picnics take place here, which give mental peace and new friends to the elderly.

8. Safe investment options

Many investment options have been introduced in the government and banking sector to ensure the safety of the capital of the elderly. Such as:

LIC's special FD scheme

• Additional interest on senior citizen FD (0.5% more)
• Government of India bonds and secured mutual funds
• Investing in these ensures capital protection as well as good profits.
• 2025 is indeed a year full of hope for senior citizens. Be it tax relief, travel exemption, medical facilities or investment opportunities - the government is taking care of the elderly from every side.
• If you or someone in your house is a senior citizen, then take full advantage of all these benefits. And yes, if needed, do take information from the concerned department, so that no important document or process is missed.